Have you had an unexpected last minute and need money urgently? Would you like to make a small getaway but your salary does not allow it? Has your washing machine or dishwasher broken and you need to buy a new one as soon as possible? Do not panic, because thanks to the small-credits of necessitos.es you can solve all your problems and have the money you need in your account in less than 15 minutes.
With us you will not have to give explanations to request your money. You just need to access the website of necesitodinero.es and carry out the procedure from the comfort of your home or from any place where you are. It’s that fast and easy!
Forget about making unnecessary queues at the bank and complicating your life with so much paperwork. With this financial institution you will get a reliable loan of up to 400 euros, without interest and commissions if you are a new customer and you return it within 10 days. Interesting right? Then keep reading that we detail everything step by step!
Tour our site and get a direct payday loan online
Do you need fast money to cope with the month? Do you have to buy something that does not exceed € 400 because you have had an unforeseen event? If you use https://bridgepayday.com/ and apply for a direct payday loan online, you will have the money in your account in 10 minutes.
Is it the first time you ask for a loan in this entity? Then you are in luck, because if you return your mini-loan before 10 days, you will not have to pay interest or additional commissions.
But how do you have to ask for the microcredit online? Pay attention to all the steps you have to follow:
- The first thing you have to do to request your credit online is to select the amount of money you need and the term in which you can repay the loan. Remember that with necessitos you can only request a loan of € 400 and return it within a maximum period of 33 days.
- In the next step you have to complete a simple form, where you are asked for personal data, your monthly income data, and your bank details.
- Once the entity has received the information, in a few minutes you will receive a text message in which they tell you if your credit has been approved. If your request is approved in just 10 minutes you will have the quick money in your bank account. Easy right?
Already a customer of Necessity? If it is not the first time you request fast money in this microcredit entity, you can request a new loan by entering your account.
You will only need to enter your ID and password, indicate the amount of money you need, and select the date on which it is good to return it.
What happens if they deny your request? If for any reason, the entity does not approve your request for money, you will also receive a notification where it is reflected.
And keep in mind that every process always requires a verification of your data and requirements by the entity. But you have nothing to fear as long as you meet all the requirements requested by the financial institution in question.
Request your first free credit right now
What requirements do you need to request your loan in Necessity?
Surely you will be wondering about the requirements that you have to meet to request your mini-loan with a Necessity. Do not worry because we have thought of everything and we have compiled them for you.
And you just need to have:
- Residence in Spain.
- Being over 18 years.
- A mobile phone and email account.
- Owning a bank account in a bank in Spain.
- Have a fixed monthly income, whether due to unemployment, pension or work.
Do you meet all the requirements? Then go ahead, because you can already process your money request without fear of anything. Remember that the whole process is online and quite fast. This way you will have your money as soon as possible.
And the documentation?
The best thing about doing this type of paperwork is that you will only have to provide a few documents. Gone are the long waiting hours for the large amount of paperwork that you have to fill out and present at the bank.
With necessitos you just have to provide the following documentation:
- Your National Identity Document or NIE.
- The name of your Bank and the current account.
- Reflect your permanent address or address in Spain.
- Proof of your monthly income (payroll, unemployment benefit or pension)
- Your email, landline and mobile phone so you can get the loan verification.
Interest of a Cash maker
If it is not the first time that you are requesting a loan with this entity or you are a new client but you do not have time to return the credit before 10 days, you will have to face an interest rate depending on the amount you request.
So that these interests are not very high, it is best to mark a short-term due date. This way you will get your loan with very good interests.
What percentage of APR does Necessitero.es have? The percentage of APR of this entity is 2087%. As you can see, it is within the standard market average.
To understand it a little better we will show you with a simple example:
- If you ask for example, a credit of € 100 to be returned in 30 days, the interest involved is € 25.
- What happens your ask € 400 to return in 30 days? The interest on the loan will be € 124 in this case, so you will have to pay a total of € 524. Now you understand it better, right?
Of course, new customers who return the loan before 10 days, will not have to pay the interest on the loan.
How can you return your small credit?
So that you do not complicate yourself, you need it easy for you to repay your mini loan. You can do it by debit or credit card, or by bank transfer. Of course, you will also need to indicate your ID so that the entity’s system recognizes which loan it is.
What can happen if you do not repay the loan on time? If you cannot collect the total credit money at its expiration date, you will have to face a penalty for non-compliance or delay.
The best thing you can do is talk to the financial company before the due date arrives, in case you check that you will not be able to return it on time.